Financial Tips
Smart money moves and bank-beating strategies.
Dec 29, 2025
PMI is Good for the Bank, Bad for You
PMI protects the bank, not you. But you pay for it. Every single month.
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Dec 22, 2025The Problem with 50 Year Mortgages
Lower payments, higher interest. The bank wins, you lose. Every single time.
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Nov 05, 2025Why 84-Month Auto Loans Are Insanity
If you need 7 years to afford the payment, you cannot afford the car.
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Nov 02, 2025The Minimum Payment Trap
Minimum payments are designed to keep you in debt until the sun burns out.
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Oct 28, 2025Yes, Pay Off Your Mortgage Early
"But the tax deduction!" is the battle cry of people who love giving banks money.
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Oct 24, 2025Why Velocity Banking is a Terrible Idea
Using a HELOC to pay your mortgage isn't magic, it's just stressful math.
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