Don't let banks
rip you off.

Banks want to keep you in debt. Knowledge is your main defense.

How to Beat the Banks

  • Learn their tricks.Banks use low monthly payments and hidden fees to mask the true cost of debt.

  • Understand the game.Learn their incentives and identify predatory tactics before you sign the contract.

  • Flip the script.Don't shop for a monthly payment. Calculate the total long-term cost of every dollar you borrow.

Choose Your Weapon

Select a category below to access calculators and guides designed to save you thousands.

Mortgages

Calculate accelerated payments and see the true cost of your home.

Auto Loans

See why 84-month loans are a trap and how to find the real price.

Credit Cards

Learn the tricks banks use to keep you paying minimums forever.

Student Loans

Calculate repayment strategies and compare federal vs private options.

Insurance

Don't overpay for GAP or PMI. See what coverage you actually need.

Financial Tips

Read our latest articles on how to save money and avoid debt traps.